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RHOAM
Global freedom for your money
LOCAL BANKING, GLOBALLY CONNECTED



Rhoam Global Accounts
The Rhoam Global Account is your gateway to true borderless banking, a multi-currency account built for the modern world. Instantly open and manage local currency accounts in seconds, each with your own unique account details across major currencies like USD, GBP, EUR and more.
Whether you're receiving payments from friends abroad, transferring to family overseas, or managing global income streams, Rhoam makes it effortless.
Instant Multicurrency Accounts
Open local accounts in seconds and get domestic bank details instantly in your chosen currencies. Hold, send, and receive funds in 30+ global currencies, all from one Rhoam app. Operate globally while feeling local.
Faster, Cheaper and Smarter than your bank
Send and receive cross-border payments faster, with no bank delays or hidden fees. Get real-time FX conversion at institutional-grade rates, plus AI-powered insights and Rhoam alerts to help you stay on top of your money.
Bank grade security
Secure your account with biometric login and multi-factor authentication. Access using fingerprint, Face ID, or device biometrics, backed by continuous real-time fraud monitoring.

MORE THAN JUST A MONEY APP
Shared and Joint Accounts
Create shared wallets or joint accounts with family, partners, or teams. Track spending together, set limits on spending, and manage money collaboratively in real time.
Rhoam ID
Your universal Rhoam identity for all things money. Send and receive money globally using a simple ID no bank details, crypto addresses, or IBANs needed.
Encrypted Chats
Communicate securely inside the app with fully encrypted messaging. Share payment links, approve transfers, and coordinate finances all protected end-to-end.